Entrust the investment of your wealth to a dedicated portfolio manager

If you’re too busy to maintain a high level of ongoing involvement in managing a portfolio, or perhaps aren’t interested in making investment decisions, then discretionary investment management may be right for you.

Discretionary investment management is an approach to investing whereby you delegate day-to-day decision making to an investment manager. As your investment manager, we will make decisions on your behalf, applying our experience and expertise, while ensuring the primary focus remains on the objectives and parameters clearly articulated by you.

Committed loans and uncommitted tenors

Credit facilities can be offered on both a committed and an uncommitted basis, with the former being more suited to longer-term arrangements and the latter to one-off or shorter-term needs. As with our other credit solutions, these are available in major currencies and can be secured by various types of collateral.

Financing through offshore life insurance bonds

Offshore life insurance bonds can offer numerous financial benefits, including the potential to gain access to financing. This means that as an owner of such a bond you may be able to use its value to facilitate a significant purchase, such as a new home, school or university fees or an investment of passion such as a boat, plane or piece of art. Subject to eligibility, we can lend against offshore life insurance bonds on an annual uncommitted basis.

Investments of passion

We can work with you to establish the most efficient and beneficial means of using your existing wealth, by creating a customised credit solution to purchase an investment of passion – from yachts to collectibles such as art.

Managing unexpected costs

Should you find yourself suddenly faced with a large unexpected cost, our credit specialists can work with you and your wealth manager to identify how to best use your wealth to structure a personalised credit solution to meet your unanticipated needs.

Refinancing existing debt

As an individual with an extensive financial portfolio, you may find you need to restructure existing debt in order to create value. We offer a wide range of flexible credit solutions through secured term loans and revolving lines of credit available in sterling, euros, U.S. or Canadian dollars and other major currencies.

Purchasing a property

We offer real estate financing for residential and commercial property in select prime locations within the United Kingdom, France or Switzerland. Our credit specialists will work closely with you to ensure you receive a tailored solution based on your individual objectives.